Find Unbeatable Life & Critical Illness Insurance Quotes Today

As we are part of a large network, called Personal Touch and fully FSA regulated this gives the ability to search the whole of the market. Our fully trained advisers can talk you through what type of protection insurance is needed to suit your current circumstances both now and in the future. At different stages in our lives the need for different types of insurance is apparent so making the correct decision is essential.

We offer 4 main types of insurance that will help protect you and your family, these are life insurance, critical illness insurance, income protection insurance and mortgage protection insurance. Each of the 4 types has a different element of protection to it that will assist you should you need it.

Life Insurance , this is designed to protect your family should you die within the policy term. There are many different scenarios that this form of insurance can be used for. One of the main reasons is to protect your outstanding mortgage and a lump sum would be paid out and the mortgage will get paid off using this. Another main reason is to provide your family with some form of income to make up for the loss of yours should you die. Once again a lump sum of money would be paid out and this would be used to live off. Other alternative uses could be for inheritance tax purposes where the money could be used for your beneficiaries to pay your tax bill or possibly for funeral expenses.

Critical Illness Insurance, this is a similar form of insurance to life insurance however rather than the focus being on protection of family, it is more on the protection of you. If you were to suffer from one of the listed critical illnesses within the plan you took out it would pay a lump sum of money. It could be used for the repayment of your mortgage or possibly to provide some form of care. After all if you were to suffer from a critical illness, it is likely that you are going to be unwell and not in a position to care for yourself. Many people combine the critical illness cover with life insurance to provide a more comprehensive form of protection. There are many illnesses covered within critical illness insurance polices but the main ones are heart attack, cancer and stoke.

Income Protection Insurance, this type of insurance is designed to offer you protection should you be unable to work for a long period of time due to accident, injury or illness. The policy will provide you with a monthly income to replace the one lost by your inability to work and this can go as far as your retirement age.

Mortgage Payment Protection Insurance, this type of insurance will provide you with a short term monthly payment should you be unable to work due to accident or sickness. These type of insurance will often run for 12 months and are designed to get you back on your feet.

With a range of insurance policies on offer to the UK, Unbeatable Life and Critical Insurance draw on a variety Critical-Illness-Cover specific and Critical-Illness-Insurance providers so as to provide an Unbeatable Quote. Be sure to check out our industry related blog and stay update with news and events about life insurance, income protection and over-50-life-insurance amongst many other topics.

Which ever type of insurance is the right for you here at Unbeatable Quote UK we will help you get the right one for you at the right price.